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How to get your house in order

Millions struggled to keep on top of household bills and debts when the pandemic forced businesses to shut and pay was slashed. Missed payments can harm your chances of getting a mortgage in the future, but experts say past credit mishaps do not mean all hopes of future borrowing are lost. Nick Morrey, product technical manager at mortgage broker John Charcol, says: ‘Do not panic if you missed some payments last year, but it is important to face up to your situation and start repairing your credit score quickly.’ Struggle: Millions struggled to keep on top of household bills and debts when the pandemic forced businesses to shut and pay was slashed

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Fears rise NS&I Premium Bond prizes will be slashed

Savers are piling in bonds which means institution may be forced to cut rates

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Why there s still hope for first-time buyers

Yet all is not lost, says Mark Harris, chief executive of mortgage broker SPF Private Clients. ‘There are plenty of schemes and lenders with options available to help people achieve their dream of home ownership,’ he adds. Raising a deposit and meeting strict affordability checks are the biggest hurdles for first-time buyers. But a surge in saving over lockdown, as families spent less, has helped many raise chunkier downpayments. And with the boom in homeworking, some younger buyers may be able to look beyond costly major cities. Here, Money Mail outlines the help on offer for first-time buyers searching for a home of their own.

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Social commentator Toby Young talks to ME & MY MONEY

And the social commentator says one of the first things he d do if he were Chancellor is scrap the BBC licence fee. He likens it to Hovis demanding a fee for those who use a toaster.

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Elon Musk sends price of X-rated cryptocurrency CumRocket skyrocketing with racy tweet

Elon Musk sends price of X-rated cryptocurrency CumRocket skyrocketing with racy tweet
dailystar.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailystar.co.uk Daily Mail and Mail on Sunday newspapers.

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